Housing and Human Services

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Affordable Homeownership Opportunities

The Housing and Human Services Division of the City of Livermore works to maintain and expand housing opportunities for lower to moderate-income households throughout the City. Purchasing a home in the City of Livermore is a wonderful choice, as Livermore is a community that cares about maintaining the character of its neighborhoods and enhancing the quality of life of its citizens. 


Affordable Homeownership Program

The City of Livermore’s Affordable Homeownership Program (also known as the Below Market Rate (BMR) Program is an important part of the City’s overall affordable housing programs. Over the years, the Affordable Homeownership Program has provided residents with a valuable source of affordable ownership housing that would not have been achievable by other means.  There are several homes in Livermore that were built, under the City's Affordable Homeownership Program, to be affordable for very-low to moderate income first-time home buyers. These homes become available for purchase by eligible buyers when new developments are built or when existing homeowners decide to sell. These homes do have occupancy and resale restrictions, that require owner occupancy and restricts the way in which a buyer may re-sell the home. For more information about this program or other homeownership programs, please contact Hello Housing.  If you would like to be notified of affordable homeownership opportunities as they become available, please add your contact information to our Affordable Housing Interest List.

Program Information:

Loan Documents:


Are you the owner of a home under the City's below market rate program and interested in refinancing your first mortgage? Although you are not restricted as to which lender you choose to work with, but because of the complexity of the BMR program it's suggested you choose a Participating Lender that has successfully completed loan transactions utilizing the City's BMR program.  For a list of Participating Lenders, please click here. Once you have selected your lender, please provide them with the City's Subordination Terms and Conditions. If you have any questions, please contact Sarah with Hello Housing who facilitates the City's subordination requests. Sarah can be reached at sarah@hellohousing.org. or by phone at (415) 738-7833.

Affordable Homeownership Opportunities: 

The Vines


The Vines development by Ponderosa Homes is offering four, 3 and 4-bedroom single-family homes,  located on the corner of East Avenue and Vasco Road. There will be one 4-bedroom home and one 3-bedroom home affordable to moderate-income (120% AMI) households and two 3-bedroom homes affordable to low-income (80% AMI) households.  The application period is now closed. The deadline to submit an application was, January 13, 2017. The Vines - Floor Plans 

Gardella Plaza Townhomes

Gardella Plaza development by Nuvera Homes was offering three (3), 3 and 4-bedroom townhomes located on Gardella Plaza and will be sold to eligible 3+ person households earning up to 80% AMI. The application period is now closed. The deadline to submit an application was, January 13, 2017.