Community Development DepartmentHousing and Human Services



Housing Rehabilitation Program

The City of Livermore has contracted with Neighborhood Solutions, to implement its Housing Rehabilitation Loan and Grant program targeting City of Livermore owner occupied low-income homeowners in need of home repairs. An eligible household income must not exceed 80% of the area median income (AMI) as published by HUD and adjusted for family size.

Programs for Homeowners

  • Major Owner Rehabilitation Loans
    The objective of this program is to rehabilitate owner occupant homes that have fallen into disrepair related to deferred maintenance, and/or natural disasters. Eligible rehab activities include: all major systems (e.g., electrical, plumbing, roofing, etc.). The program provides a below market-rate interest loan, which is amortized or deferred for a period of 30 years. The maximum loan amount is $35,000 available to low-income homeowners at or below 80% of the area median income.
  • Minor/Emergency Home Repair Grants
    Repairs are made to correct immediate threats to the health and safety of the occupants (e.g., electrical, plumbing, carpentry, etc.). The program offers grants to low-income homeowners up to $5000 for labor and materials.
  • Paint Grant Program 
    Through the Paint Grant Program, eligible homeowners can receive a maximum paint grant of up to $5,000 for the exterior painting of their dwelling.

Programs for Mobile Homeowners

  • Mobile Home Repair Grants 
    This program provides grants for repairs to correct immediate threats to the health and safety of the occupants (e.g., electrical, plumbing, roofing, carpentry, etc.). The program offers a grant maximum of $5,000 for low-income mobile homeowners for labor and materials.  

Other Programs

  • ADA Accessibility Program 
    This program offers up to $5,000 for eligible improvements for ADA accessibility to low-income rental tenants and owner-occupants. Eligible improvements include: removal of architectural barriers to residential ingress and egress; installation of ramps, safety hand rails, and/or grab bars; widening of kitchen and/or bathroom doorways; installation of accessible toilets, showers, tubs, lavatories, and/or sinks; and related improvements. 

Application Process

Eligible Property Improvements

When the loan application form is completed, you have the opportunity to list the home improvements you would like to see done and discuss them with the Housing Coordinator. However, Federal and City regulations require all items not meeting code, as identified during the property inspection, and all lead paint hazards must be rehabilitated as part of the loan funds. Home improvement work will be prioritized with the most important first. Based on the eligible amount of the loan, it is possible that all work needed will not be done. Funds cannot be used for new construction. For more details, see the Contractor Guide and Specifications.

Eligible Repairs:

  • Health and Safety: Plumbing, electrical and heating, foundation and roofing
  • Energy Conservation: Windows, doors and insulation
  • Amenities and General Improvements: Exterior/interior paint, flooring, cabinets and countertops, dishwasher, AC, landscape

Loan Documents

  • Promissory Note
  • Deed of Trust
  • Loan Agreement/Ownership Agreement

Subordination Guidelines

If you are refinancing your first mortgage and would like to request the City to subordinate to the new first mortgage, please review the Subordination Terms and Conditions.

Additional Resources

Dept. of Consumer Affairs Contractors State License Board

Hire A Contractor:

Do It Right /Hire A Contractor:

How to Check a Contractor’s License:

California Department of Housing and Community Development

Mobile Home Ombudsman:

Alameda County Housing and Community Development (HCD) Department:

For assistance through the City of Livermore's Housing Rehabilitation Program, you may email us at or contact us by phone at 925-960-4590 or by calling Neighborhood Solutions at (925) 960-4596.